WGU offers two dental plans with Cigna, the DPPO and the DHMO. Both plans cover preventive care in full with no deductible or copayment. When selecting your dental plan, make sure to verify that your provider participates in either a Cigna DPPO plan or a Cigna DHMO plan.

 

Overview

2022 Dental Plans

You can enroll in the dental plan of your choice as a new hire, during Open Enrollment, or if you have a qualifying life event. To see your premiums and enroll, log in to Workday.

DPPO Dental Plan

A dental plan with higher benefits, including coverage for orthodontia

DHMO Dental Plan

A lower-cost dental plan without orthodontia coverage.

Key Features at a Glance

Our dental coverage provides:

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  • Free in-network preventive and diagnostic care to help keep your teeth healthy
  • Affordable coverage that helps you manage the cost of dental treatment
  • Wide network of providers that have agreed to negotiated rates, which helps you save money
Key Words to Know
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  • Deductible: The amount you pay before the plan begins to pay
  • Annual Maximum Benefit: Maximum total amount the plan will pay during the plan year
  • Preventive Services: Services designed to prevent or diagnose dental conditions including oral evaluations, routine cleanings, X-rays, fluoride treatments, and sealants
  • Basic Services: Services such as basic restorations, some oral surgery, endodontics, and periodontics
  • Major Services: Services such as crowns, dentures, implants, and some oral surgery
  • Orthodontia: Straightening or moving misaligned teeth and/or jaws with braces and/or surgery
Thinking About Enrolling in the DHMO Plan?

Cigna’s DHMO dental plan has a very small narrow and limited network of providers. Be sure to contact your current provider prior to enrolling in the DHMO dental plan to confirm they are in-network.

In-Network Provider Search
  • Visit the Cigna website
  • Select “Find a Doctor, Dentist, or Facility”
  • Select “Employer or School”
  • Enter your ZIP code
  • Select “Doctor by Type” or “Doctor by Name”
  • Search “Total Cigna DPPO (Cigna DPPO Advantage and Cigna DPPO)" for the DPPO dental plan and “Cigna Dental Care Access Plus” for the DHMO dental plan.
 

Plan Comparison

Plan NameDPPO dental planDHMO dental plan
NetworkTotal Cigna DPPO (Cigna DPPO Advantage and Cigna DPPO) Cigna Dental Care Access Plus
In-NetworkOut-of-NetworkIn-Network
Calendar Year Deductible
Individual$50$50$0
Family$150$150$0
Calendar Year Maximum
Individual$1,500 per personNone
What You Pay:
Preventive Services – oral exams, cleanings, bite wing x-rays (2 per 12-month period)$0100% of R&C $0
Basic Services – fillings, oral surgery, root canals, perio surgery, scaling and root planning, simple extractions20%120%1 of R&C See Copayment Schedule
Major Services – dentures, drowns, bridges50%150%1 of R&C See Copayment Schedule
Orthodontia50%
Only for children up to age 19
50% of R&C
Only for children up to age 19
Member pays: $2,472 children to age 19 $3,384 for adults
Orthodontia Lifetime Maximum$1,500/per childN/A

1 Deductible applies. R&C – Reasonable and Customary Charge
Note: Cigna DHMO is not available in the following states: AK, ME, MT, NH, NM, ND, PR, SD, VI, VT, WV, and WY.

Use Your Dental Benefits Wisely
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Here’s how to make the most of your dental benefits:

  • Choose a network provider. Each time you need dental care, you have a choice of providers. Selecting a Cigna participating dentist will ensure you receive the highest benefits from your plan. To find a provider, go to the Cigna website.
  • Present your plan identification. Give your provider's office the information they need to bill your insurance. The group number is 3339988 and your member identification number can be found on your Cigna insurance card. If you do not have your insurance card, you may also find your member identification number at myCigna.com and the myCigna app.
  • Submit for a pretreatment estimate. For more information, call Cigna at 800-244-6224 or visit the Cigna website.
  • Check your claim status. You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more on the Cigna website.